Commercial Funding Inc. ("COMMERCIAL FUNDING") maintains this web site (the "Site") for your personal information, education, and communication. Please feel free to browse the Site.
Terms and Conditions
Tracking and Ads
We use Google Analytics, Google AdWords Conversion tracker, and other Google services that place cookies on a browser across the website. These cookies help us increase the website’s effectiveness for our visitors. These cookies are set and read by Google. To learn more and/or opt out of Google tracking, please visit this page.
We use AdWords remarketing to market our sites across the web. We place a cookie on a browser, and then a third party (Google) reads these cookies and may serve an ad on a third party site. You may opt out of this ad serving on Google’s opt out page.
Q1. What Information Do We Collect?
When you visit our Site you may provide us with several types of information: personally-identifiable information you knowingly choose to disclose that is collected on an individual basis, web site use information collected as you browse our Site, content you may choose to contribute to the Site through discussions, chats and/or message boards, or anything else you may post, and your e-mail communications with us.
COMMERCIAL FUNDING does collect personally identifiable information about your online activities over time and across third-party websites or online services. At this time, COMMERCIAL FUNDING does not respond to Web browser “do not track” signals or other mechanisms that provide consumers a choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across different Web sites or online services. Third parties may not collect personally identifiable information about your online activities over time and across different websites when a consumer uses the operator's website or service.
Q2. How Do We Use the Information We Collect?
Any communication or material you transmit or post on or through the Service, by e-mail or otherwise, including any data, questions, comments, suggestions, or the like, is and will be treated as non-confidential and non-proprietary. Anything you transmit or post may be used by COMMERCIAL FUNDING or its affiliates for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and/or posting. Furthermore, COMMERCIAL FUNDING is free to use any ideas, concepts, know-how, and/or techniques contained in any communication you transmit or post on or through the Service for any purpose whatsoever, including but not limited to developing, manufacturing, and/or marketing products using such information.
In addition, the information you provide to us may be used:
to better understand your needs and how we can improve and enhance our services;
to send you newsletters and other communications for which you have registered;
to customize the advertising and content you see;
to monitor compliance with our Terms and Conditions and other applicable agreements and policies;
to contact you (via e-mail, text message, telephone, direct mail or otherwise) about the Site, special offers or promotions, orders you may have made, prizes you may have won, or other purposes we may deem reasonably related to our business or your use of the Site; and
for other purposes disclosed when you provide your information.
By accessing or using the Service, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. In addition, by accessing and/or using the Service, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.
The Service is operated in the United States. If you are located outside of the United States, please be aware that any information you provide to us will be transferred to the United States. By using the Service or providing us with your information, you hereby expressly consent to this transfer.
Q3. With Whom Do We Share Your Information?
We do not now and do not intend to sell, rent, or market personal information about you to third parties. However, we may share your personal information with others as follows:
COMMERCIAL FUNDING Affiliates and Partners.
We work closely with our affiliates, and other business partners, with whom we may share your personal information.
We may use other companies and individuals to perform supporting functions for products and services offered through the Service on our behalf. For example, from time to time, we may use a third-party advertising company to serve ads when you visit the Service. Such a company may use certain information (not including your name, address, e-mail address or telephone number) about your visit to the Service in order to provide advertisements about goods and services that may be of interest to you. In the course of serving advertisements to this Service, a third-party advertiser may place or recognize a unique cookie on your browser as discussed above.
Products Offered in Partnership with Third Parties.
Opt-In to Receive Third-Party Offers.
If you have indicated that you want to be contacted by third parties, we may use the personal information we collect to select which names to provide to a particular third party to present you with products and services that we believe will be of interest to you. In such instances, only your contact information (information that provides a means of contacting you), will be distributed to any such third party.
Protection of Rights.
We will release your personal information if we believe such action is appropriate to: (i) comply with legal process; (ii) enforce the Terms and Conditions; or (iii) identify, contact, or bring legal action against persons who may be causing injury to you or a third party, or to otherwise protect the rights, property or personal safety of COMMERCIAL FUNDING, its employees, other Service users or others.
We continue to develop our business and in doing so might choose to buy other businesses or assets. Personal information is generally one of the transferred assets acquired in such purchases. Also, if we choose to sell some or all of our assets, personal information, including the information collected from you on or through the Service, could be included in the transferred assets.
We may use certain data automatically generated by our servers so that we can understand how to make the Service more convenient and useful to our audience. We may share this information, generally in aggregate form, with our current and potential advertisers, service providers and listing providers, partners, affiliates and/or marketing allies so they can try to present advertisements in content more effectively. We may provide other third parties with aggregate – but not individual – information about visitors to our Service, and we may also share with the public aggregate information regarding products, services, content, or tools that may be of interest to them.
California law allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of their personally identifiable information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to firstname.lastname@example.org with "Request for Privacy Information" in the letter subject line. Alternatively, you may write to us: Commercial Funding Inc., 525 N. Tryon Street, Suite 1000, Charlotte, NC 28202, Attention: Marketing.
We will attempt to provide you with the requested information within thirty (30) days of receipt. We reserve our right not to respond to requests sent more than once in a calendar year, or requests submitted to an address other than the one posted in this notice. Please note that the California Shine the Light law does not cover all information sharing. Our disclosure only includes information covered by the law.
Q4. How Do We Protect Your Information?
You understand and agree that "perfect" security does not exist anywhere, including the Internet. As a result, COMMERCIAL FUNDING cannot ensure or warrant the security of any information you transmit to COMMERCIAL FUNDING via its Site, and you do so at your own risk. Notwithstanding this fact, we use encryption/security software in our efforts to safeguard the confidentiality of the information we display and collect from unauthorized access or disclosure and accidental loss, alteration, or destruction. Your information is kept on servers that are located behind a firewall.
Evaluation of Information Protection Practices.
Periodically, our operations and business practices are reviewed for compliance with corporate policies and procedures governing the security, confidentiality, and quality of our information.
Q5. What About Other Web Sites Linked to Our Web Site?
The Service may contain links to third-party websites, products, and services. Our Service may also offer products or services from third parties, including, for example, Provider Applications.
Information collected by such third parties, which may include such things as location data or contact details, is governed by their privacy practices. We are not responsible for the practices employed by such third parties. Please read over those rules and policies before proceeding.
Q6. How Can You Change Your Information?
To revise or remove personal information you submitted on or through the Service, you may contact us at email@example.com to make such changes. You expressly authorize us to access your data for purposes of completing your requested modifications and/or deletions. If you would like us to no longer use your personal information, please e-mail us at firstname.lastname@example.org with your request. We will take commercially reasonable steps to remove any personal information stored on our systems upon request. Please be aware that it may not be possible to completely remove or delete all of your personal information from our records without some residual data remaining due to backups, archives, and other reasons.
Q7. How Do I "Unsubscribe"?
You also have the ability to terminate e-mail correspondence from us at any time. You may be given the chance to opt out of direct mailings when you disclose your e-mail address to us. Further, all of our e-mail correspondence contains an "Unsubscribe" link at the conclusion of the message. To opt out, simply click the link, or, in the case of text messages, send an e-mail to the "Unsubscribe" URL listed in the e-mail. To opt-out or request that we not use your personal information to market information to you, you also may e-mail email@example.com with your request.
We reserve the right to change our privacy policies and procedures in any manner at any time in our sole discretion. If we make changes to our privacy policies and procedures, we will post those changes on our Service to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it. Such revisions shall be effective immediately; provided however, for users of the Service or Content prior to the “Last Modified Date” provided above, such revision shall, unless otherwise stated, be effective 30 days after posting.
The Service is not directed to individuals under the age of 13, nor does it contain information which would be potentially harmful to minors in any way. It is our policy never to knowingly collect or maintain information about anyone under the age of 13.
Notwithstanding the foregoing, pursuant to 47 U.S.C. Section 230 (d), as amended, we hereby notify you that parental control protections are commercially available to assist you in limiting access to material that is harmful to minors. More information on the availability of such software can be found through publicly available sources. You may wish to contact your Internet Service Provider for more information.