A Southeast–based hauling company has experienced steady growth since its founding, establishing itself as a trusted materials transportation partner for contractors throughout the region. The company specializes in hauling aggregate, demolition debris, asphalt, dirt, sand, and a wide range of materials to support commercial, infrastructure, and heavy construction projects. Today, the business operates a fleet of more than 50 power units and continues to expand in response to strong market demand.
Financing Solution: Factoring
Initial Amount: $1,800,000
Location: Southeast
Industry: Transportation
The company’s financing was spread across multiple lenders covering equipment loans, lines of credit, and factoring. This fragmented structure, along with limitations in the existing factoring arrangement, created cash‑flow friction that slowed equipment deployment and made it harder to pursue new opportunities. As the fleet grew, managing multiple obligations became more difficult. Management recognized that the challenge wasn’t finding more capital, but creating a simpler, more reliable financing structure that could support growth without disrupting daily operations.
Seeking long‑term stability, the company partnered with Commercial Credit Group (CCG) to consolidate equipment loans and simplify payments. They needed a financing partner that was capable of supporting their operational pace and fleet expansion. Additionally, they required expanded factoring capacity to further enhance liquidity.
The local CCG salesperson introduced them to Commercial Funding Inc. (CFI), CCG’s affiliate. CFI is specializes in providing accounts receivable financing solutions. CFI successfully funded a $1.8 million factoring line, enabling the full payoff of the previous factoring facility and providing additional cash flow with fewer ongoing limitations.
The solution centered on fully consolidating the company’s financing into a single, unified structure that combined equipment loans and factoring under one lending relationship.
This approach simplified cash flow management, eliminated inefficiencies, and provided greater flexibility to support daily operations and fleet utilization. With clearer visibility into liabilities and funding capacity, leadership gained the ability to plan more effectively for capital expenditures, maintenance cycles, and future equipment additions.
The company is now positioned to continue its fleet expansion, acquire larger contracts and maintain its strong momentum in the southeastern hauling market.